The Fora: A Higher Education Community

Wise forum, I need a crash course in home insurance. 

Our roof is due.  It's at least 20 years old and we're seeing the beginning of a leak.  The roofing company is strongly encouraging us to file an insurance claim since there is visible hail damage (although it's not clear the leak came from the hail damage). 

I checked our policy - we have a $5000 deductible and actual cash value (rather than replacement value) coverage. The way I calculated it, IF the expected life span of the roof is 30 years (and I doubt it's that long), the insurance would calculate the actual cash value to be no more than our deductible. 

Depreciation = age/lifespan * replacement cost = 20/30(15,000) = 10,000
ACV = replacement cost - depreciation = 15,000-10,000 = 5,000. 

Am I understanding this correctly?  It's not going to do us any good to file the claim, and may harm us if the claim is on our record and something unexpected does happen? 

One of my friends has resigned, taking a job in another city. Great for her! It's her last week in town so she had a few people over to celebrate. But she told me not to bring a date, as she wanted to keep this a low-key affair with just a few of her closest friends. Turns out everyone brought a partner, most were from a different department than mine, and I felt really out of place and unhappy. I wanted to stay because she's leaving soon, but you better believe that I only lasted about 15 minutes before I left.

I would not grade on what other people's standards were (i.e., the "A"). I would grade on my own standards. If it is again, an "A, so be it. If it's a "C" so be it.

1) I agree that it is unacceptable to do this, but

2) how can he be punished when the other prof explicitly permitted this, and

3) what if he shows you the copy submitted to other prof, and other prof did in fact give the paper an A?

Went birding this afternoon and was rewarded by the sight of dolphins in the ocean, one of them quite close to the shore. Saw a black vulture, several ospreys, one flying overhead carrying a fish, another sitting on a low perch by the shore eating a large fish, and several purple martins flying in and out of the martin houses that the preserve had built for them.

Night! Made it to genius today and also yesterday.

Good night all!

Quote from: Langue_doc on April 26, 2024, 07:14:36 PM... but mostly egrets and ibises.

Egrets, I've had a few...

Quote from: Parasaurolophus on April 27, 2024, 07:40:06 AMBusy day ahead, will do a little referee reading and a little less T1ing.

A chunk of one, bit of the other.

Quote from: Ruralguy on April 27, 2024, 10:56:22 AMMost of them won't be around after.

Exactly. Leaving after commencement could be seen as hypocritical, but I don't think the critical thinking even went that deep. There is no obtainable goal, no path for reaching any goal, and counterproductive tactics for any hope of influence. Somehow it seems appropriate if the whole thing ends quietly and unresolved because the semester is over and everyone is off to their summer thing.

Quote from: mythbuster on April 27, 2024, 07:40:37 AMSubmitting the same essay for two classes is a violation of our student conduct code here and is considered a form of plagiarism. I would check your university policies. At a minimum, I would suggest adding a clause about this to your syllabus for the future.

Same here, as well as in my syllabus. Presumably it's also part of the first-year writing program's policies as well. My guess is that the student asked permission from the prof he knew would let it slide. And (not that it matters, given the policies), but he did submit his ENG102 essay first -- early April. But that's because my (much more specific) project contained a number of benchmark days and other scaffolding. So student would on my project for about seven weeks total, and he saw the opportunity to double dip.

I suspect that I'm going to get a "but Mr. 102 gave that paper an A so you should give me one too" email next.